Financial information and reports

AFL Group

Agence France Locale (AFL), the local authority financing agency, is an entity exclusively dedicated to the financing of French local authorities (communes, départements, regions, their groupings, trade unions and local public establishments). It is owned by Agence France Locale – Société Territoriale (AFL-ST), whose shareholders are composed of these same entities.

Accounts AFL - Half Year Report - 30/06/2025
Accounts AFL - Annual Report - 31/12/2024
Accounts AFL - Half Year Report - 30/06/2024
Accounts AFL - Annual Report - 31/12/2023
Accounts AFL - Half Year Report - 30/06/2023
Accounts AFL - Annual Report - 31/12/2022
Accounts AFL - Half Year Report - 30/06/2022
Accounts AFL - Annual Report - 31/12/2021
Accounts AFL - Half Year Report - 30/06/2021
Accounts AFL - Annual Report - 31/12/2020
Accounts AFL - Half Year Financial Report - 30/06/2020
Accounts AFL - Annual Report - 31/12/2019
Accounts AFL - Half Year Financial Report - 30/06/2019
Accounts AFL - Annual Report - 31/12/2018
Accounts AFL Half Year Financial Report - 30/06/2018
Accounts AFL - Annual Report - 31/12/2017
Accounts AFL Half Year Financial Report - 30/06/2017
Accounts AFL - Annual Report - 31/12/2016
Accounts AFL Half Year Financial Report - 30/06/2016
Accounts AFL assets - 31/12/2015
Accounts AFL IFRS assets - 31/12/2015
Accounts AFL Half Year Financial Report - 30/06/2015
Accounts AFL assets - 31/12/2014
Accounts AFL IFRS assets - 31/12/2014
Accounts AFL-ST - Interim consolidated statement (30/06/2025)
Accounts AFL-ST - Annual Report (31/12/2024) [ENG]
Accounts AFL-ST - Interim consolidated statement (30/06/2024)
Accounts AFL-ST - Annual Report (31/12/2023) [FR] - Voluntary ESEF publication (XHTML format)
Accounts AFL-ST - Annual Report (31/12/2023) [FR]
Accounts AFL-ST - Interim consolidated statement (30/06/2023)
Accounts AFL-ST - Annual Report (31/12/2022) [FR]
Accounts AFL-ST - Interim consolidated statement (30/06/2022)
Accounts AFL-ST - Annual Report (31/12/2021) [FR]
Accounts AFL-ST - Interim consolidated statement (30/06/2021)
Accounts AFL-ST - Annual Report (31/12/2020) [FR]
Accounts AFL-ST - Interim consolidated statement (30/06/2020)
Accounts AFL-ST - Annual Report (31/12/2019) [FR]
Accounts AFL-ST - Interim consolidated statement (30/06/2019)
Accounts AFL-ST - Annual Report (31/12/2018) [FR]
Accounts AFL-ST - Interim consolidated statement (30/06/2018)
Accounts AFL-ST - Annual Report (31/12/2017) [FR]
Accounts AFL-ST - Interim consolidated statement (30/06/2017)
Accounts AFL-ST - Annual Report (31/12/2016) [FR]
Accounts - Interim consolidated statement (30/06/2016)
Accounts - Consolidated Statement (31/12/2015)
Accounts - Interim Consolidated Statement (30/06/2015)
Accounts AFL-ST - IFRS (31/12/2014)
2025/11/14 - AFL Rankes 3rd French Bank and 49th Safest Bank Worldwide by Global Finance
2025/10/22 - S&P Global Ratings downgrades AFL’s rating to A+/A-1, stable outlook
2025/09/24 - AFL’s 2025 half-yearly results: strong growth in results that supports its development
2025/09/22 - AFL acknowledges the downgrade to A+ (stable outlook) of its long-term rating by Fitch Ratings
2025/03/27 - 2024 Annual Results: Record activity driving strong performance and reinforcing the attractiveness of AFL’s model
2025/01/28 - CMD Portal Awards 2025: AFL wins ‘Most Improved Bond Issuer’ award

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